10 TIPS FOR A SUCCESSFUL ENTREPRENEURIAL PITCH

November 29th, 2009
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One of the hardest presentations to make is the entrepreneurial pitch. You have a great idea for a business and you want someone to give you money to make it happen. The problem is that venture capitalists, angel investors, and even rich uncles are heavily predisposed against you. Why? Because 99% of the pitches they hear sound like sure-fire prescriptions to lose money!

If you are pitching investors to give you money for a new venture, you should subscribe to the following rules:

1. Explain exactly what your business is within the first thirty seconds. Many entrepreneurs waste valuable time giving loads of data, background and other info—all the while investors are left scratching their heads thinking “What does this business actually DO?”

2. Tell your audience who your customers will be. Paint a vivid, specific picture of these people.

3. Explain why your customers going to give you there hard-earned money.

4. Explain who your competitors are. (And if you say you have no competitors, that is a certain sign you are unsophisticated and deserve no investment money!)

5. Explain why you are the ONE to make this happen.

6. Give your presentation with confidence and enthusiasm. Investors want a founder/CEO to be a chief salesperson; they want to see that you can convince the world of your dream—not just them.

7. Explain what star you can hitch a ride to. Has Best Buy or Radio Shack agreed to distribute your new product? Investors feel much more comfortable knowing you have an established player willing to distribute your wares.

8. Ask for a specific amount of money. If all you do is ask for money, then you can’t complain if an investor gives you $3.25 for a cup of Starbucks coffee.

9. Tell prospects exactly what you are going to spend the money on (hint:a trip to Maui for you and your friends will not impress)

10. Dress well, act confident, and put on the air that you don’t really need their money, but would be willing to accept it if they bring enough to the table to be a strategic partner for you. Sad but true regarding human nature, but people are much more likely to give you money if they feel you don’t really need it.

Finally, make each pitch presentation serve as a focus group for your next presentation. When one group of investors asks you a series of questions after you pitch, write down all of those questions and make sure most of them are answered in your next pitch so that the next group doesn’t have to ask them. Keep pitching and keep improving your pitch and eventually you may get funded.

About the author: Ron has been writing articles for nearly 2 years. Come visit his latest website over at http://www.climatizadordear.com which helps people find the best Ionic Breeze Air Purifier and information when they are looking for Ionic Pro Air Purifier .

 

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Know the Difference Between an Individual Health Insurance Plan and a Family Health Insurance Plan

November 28th, 2009
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Individual health insurance plans and family health insurance plans, while basically the same, differ in degree of coverage as well as cost. Learn the difference between the two types of insurance products.

Individual Health Insurance Plans and Family Health Insurance Plans – Do You Know the Difference?

Trying to locate the right health insurance plan to fit your budget isn’t always the easiest thing to do especially with the growing cost of health care here in the United States. Determining what you want a health insurance plan to accomplish for you and your family and determining the needs to be covered will help you decide what health insurance plan may work best you and your family.

What are Individual Health Insurance Plans?

The first place to start our discussion is with the individual health insurance plan. An individual health insurance plan is basically what it says it is. An individual health insurance plan is a health insurance plan for one person. If you find you have no one else to insure with a health insurance policy then this will be your best option from a cost standpoint. Keep in mind however that individual health insurance plans may vary widely in affordability depending on the type of coverage you choose for yourself.

The more traditional individual health care plan is called an indemnity plan. The indemnity plan normally covers your visits to the doctor of your choosing and will cover the procedures that this doctor may prescribe for you. The cost for this indemnity plan will vary depending upon a deductible you choose for herself as well as your out-of-pocket limit. Keep in mind though that overall this type of health insurance plan is the more expensive of the individual health insurance plans but does offer you the most freedom of choice.

Individual managed care plans such as HMOs are less expensive than the indemnity plans but you need to be aware that you do give up some of the freedoms that are offered by the indemnity plan. Your freedom to choose your doctor is limited to the doctors on the HMO’s approved list and any specialists that you may need to see will have to be referred by this primary doctor. If primary yearly checkups and the occasional antibiotics describes your current health care needs, this plan may be the one for you. This plan will cover health emergencies but there may be just a few more hoops you have to jump through than with the Indemnity health care plan. Both of these health insurance plans, the indemnity plan as well as the individual managed care plan, may include dental coverage and prescription coverage at an additional cost.

What Are Family Health Insurance Plans?

As the name implies, family health insurance plans are designed for families. However since these family health insurance plans are covering more than one person, the cost of these plans will be higher. As you may already have guessed, the larger the family the larger the price tag. In addition, factors such as the ages, gender, and habits such as smoking or tobacco use in general etc. will largely determine how much this policy will cost you. As with individual health insurance plans, there are indemnity plans that are available for families. And since these indemnity plans offer the same freedoms as they do for the individual plans, these plans can be a real help when having to deal with the health care needs of multiple people.

Family health insurance can also come in the managed care variety as well and pretty much work the same way as do the individual managed care health insurance plans. The cost of the family managed care plans will be higher than that of the individual managed care plan, but will cost less than a family indemnity plan.

What Are Group Insurance Plans?

Many companies are now offering their employees group health insurance coverage. These employers may pay the bill for some of the premium. Since many of these employers now offer both types of health insurance coverage, the type of policy you choose will determine your out-of-pocket costs. Generally these group health insurance plans will cost you less than a plan you were to purchase on your own. If this type of group insurance plan is available to you at your workplace, you’ll definitely want to take advantage of it. If it is not offered at your workplace, perhaps you could suggest that your employer consider offering a group health insurance plan.

If your plan at work does not include a health insurance benefit or you are self employed or simply looking to provide health insurance coverage for yourself and your family outside the workplace environment, a great place to start your research is Blue Cross Blue Shield (www dot BCBS dot com) or Aetna (www dot aetna dot com). This is not necessarily an endorsement but is a good place to start in understanding the types of health insurance plans available out there today. These two large providers operate in most of our 50 states so your likelihood of learning about the types of health insurance plans available in your state from different insurers is high.

As always, seek the advice of a professional financial planner before deciding on a course of action that you do not fully understand.

Debbie Parkinson is a free lance writer researching and writing on various topics. Debbie’s passions are varied and include health, pets, and woodworking. Learn more about some of Debbie’s favorite woodworking tools by visiting her website spotlighting the Makita Miter Saw, the Makita Circular Saw, and the Makita Table Saw.

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A Winning Roast Turkey Recipe

November 28th, 2009
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Roast turkey cooked well is a delicious meal most often served as a Christmas meal, yet it’s a great meal anytime of year. Having this simple roast turkey recipe on hand is an easy method to prepare a meal the entire family will enjoy.

Choose a plump turkey, about seventeen pounds. Remove giblets and the neck from inside the turkey. Clean and dry thoroughly inside and out then liberally rub it with kosher salt. In a small bowl, combine one tablespoon of crumbled rosemary, two teaspoons ground sage, two teaspoons of dried thyme, one teaspoon of salt and one teaspoon of pepper. Rub this mixture in each cavity. Be sure to save a bit of this spice mix.

Take your favorite sage and onion stuffing and loosely pack in into the cavity. Once completed sew the cavity closed or use cotton string and small lacing skewers to close the cavity. Tuck in the turkey wings and be sure any loose skin is tucked in.

Extra flavor can be added while cooking the turkey by wrapping bacon strips around the thighs and the wings. Using melted butter, brush the top of the turkey and sprinkle it with some paprika, garlic powder, salt and pepper.

Roast the turkey uncovered at 375 degrees basting frequently with turkey or chicken broth, or if these are not available then use the pan juices. After about one hour, baste and sprinkle with the remaining spice mixture. Make a tent with aluminum foil and loosely cover the turkey breast. Reduce oven to 325 degrees and roast for another hour basting occasionally.

Remove foil and continue cooking until a temperature reading reads 165 degrees(inserted into the thickest portion of the thigh).Once the turkey has been cooked thoroughly and is golden brown, let it sit for fifteen minutes. This allows it to set therefore making it easier to carve. Prepare your favorite vegetables and turkey gravy to accompany the roast turkey.

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Having Lasik Surgery? Learn 5 Methods To Recover Faster

November 28th, 2009
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As with most of the operations, your doctor might recommend that to take a breather from your career and other household responsibilities to recuperate. This consists of minor surgeries for vision correction. Recovering from a Lasik vision correction surgery is moderately quick and usually without incident.

Each and every operation have unrelated side effects. Whether planned or unplanned, you need to be attentive for any post-surgical barriers. Based on experience and education, your physician could educate you about the 5 most effective methods to get better following a Lasik surgery. Your MD has the last say so regarding lasik laser surgery.

Number 1. Above all, explore your options. Find a lot of information in relation to Lasik vision correction surgical procedure as you can. There is another manner of doing this. You may read books, explore the internet for connected websites, make inquiries at the hospital and talk to your doctor concerning the operation. The principal thing is to prepare everything. It is better to be absorbed and paying attention. It would be better for doctors if you believe that you are in safe hands before an operation.

#2 Be prepared. Lasik vision correction surgical procedure does not regularly impede your movements nor have an effect on other parts of your body. All the same, take a breather for a while because your eyes could be sensitive. Whatever state you’re living in, you might require assistance to do some stuff in your home. Bear in mind that you are not permitted to drive for a few days. Try to set up a ride with a friend or relative following the operation. Always ask your doctor if you have any questions about lasik surgery cost and lasik age.

#3Know how to minimize the pressure. Following the surgical procedure, try not to fuss about you profession, things in your house and mainly concerning the operation. It could be handy if you know a few ways to loosen up and rest. It is systematically verified that the mind and body work equally to persuade the medicinal improvement.

4.Look forward to any physical outcome. Your eyes might be sore following the operation. You may experience a few eye irritations as well. You could likewise suffer a foggy eyesight the next day. All of these are usual symptoms and are nothing to be bothered about. If you know how to distinguish the regular side effects, then you don’t have to be concerned about anything.

Five. All likelihood should be taken into account. Using a telephone should be effortless and emergency numbers should be nearby as well. If there is an incident that you experience rare infuriating side effects, call your doctor at once. This comprises pain, glow, inflammation, dryness of the eyes, seeing a “halo”around the night lights, nonstop sensitivity and pinkish or reddish spots in the whites of the eyes. Even though it is probable to undergo any of them, they barely ever last and would generally vanish.

You will commonly undergo these difficulties right after Lasik vision correction surgical procedure. The operation might end in over-correction or under-correction which is commonly improved with eyeglasses or contact lenses. The cornea may be damaged and most likely tainted. Maybe you should also check your contrast sensitivity and irregularity in your eyesight following the operation.

This is not a medical advise always consult your medical doctor for lasik information.

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Fuengirola Holiday Rentals

November 27th, 2009
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There are many places to go on holiday in europe but Southern Spain as always been a big hit with the populas from the UK. One of the main area that seems to do well is the Costa Del Sol especially Fuengirola and Calahonda, I suppose the proximity of the beach is the main reason. Sol Homes From Home have been working on the costa del sol for years offering Fuengirola Apartments Sol Home From Home offer several apartments in Fuengirola from one bedroom to three bedroom and all are first line beach, they also have a villa in Calahonda which is always a popuar choice for families.

With so many choices options and availability it is amazing that we can ever decide on where to spend our next holiday with holiday ownership there is even more choice to choose from. Your holiday weeks can be taken when you want them and with holiday ownership your points if not used will add up, so if you have a week in summer and you don’t use it, that could buy you 3 or 4 weeks in low season. with so much choice from holiday ownership companies you will never run out of places to visit so not only is it new everytime is exciting too.

A popular choice for many new start up businesses in Southern Spain is running your own bar, this seems to be a very popular choice, especially from the expat community from the UK. Today there are companies that can help you make that transition, they can organise arch trips and even help you save money off the asking price. | It is a good idea before you make a big step like buying your home bar in Spain to talk to a specialist, there are many companies that can help and even negotiate the price for you.} EasyBars-Spain have a large selection of bars for sale around the Fuengirola and Benalmadena area and can help assist you with your purchase, they have been offering their services for years. so if you need any help, remember easy bars offer Spain Bars For Sale

The Author Simon Gill talks about Holiday Ownership, Bars For Sale in Spain and Apartments to rent in Fuengirola.

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